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SETUP

Retirement Annuity Plan

Invest as much and as often as you're able to.

Choose how you'd like to invest in your Retirement Annuity Plan
You can make regular payments, a lump sum payment, or a combination of both

The maximum amount you can invest in a tax year in your Tax Free Plan is R

Would you like to invest the difference of R into a Flexible Plan?

The maximum amount you can invest in a tax year in your Tax Free Plan is R

Would you like to invest the difference of R and R lump sum in a Flexible Plan?

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Please choose a fund
0

The maximum amount you can invest in a tax year in your Tax Free Plan is R

With the contributions already made, the maximum amount you can invest in your Tax Free Plan is R.

Would you like to invest the difference of R into a Flexible Plan?

Please choose a fund
0

Totals:
%
R

ADDITIONAL FUND OPTIONS

Investment Series

FUND NAME RETURN TARGET RISK PROFILE RECOMMENDED MINIMUM INVESTMENT PERIOD ASISA CATEGORY FUND FACTSHEET / MDD INVESTOR REPORT
Cash Low 1 Yr South African--Interest Bearing--Money Market
Inflation plus 1% to 2% p.a. (net of fees) Low to Moderate 2 Yrs South African--Multi Asset--Low Equity
STeFI Composite Index Low to Moderate 3 Yrs South African--Multi Asset--Income
STeFI Composite Index Low to Moderate 3 Yrs South African--Multi Asset--Income
Inflation plus 2% to 3% p.a. (net of fees) Low to Moderate 3 Yrs South African--Multi Asset--Low Equity
Inflation plus 2% to 3% p.a. (net of fees) Low to Moderate 2 Yrs South African--Multi Asset--Low Equity
Inflation plus 2% to 3% p.a. (net of fees) Low to Moderate 3 Yrs South African--Multi Asset--Low Equity
Inflation plus 3% to 4% p.a. (net of fees) Low to Moderate 5 Yrs South African--Multi Asset--Medium Equity
Composite benchmark (see fact sheet) Moderate 5 Yrs South African--Multi Asset--Medium Equity
Inflation plus 3% to 4% p.a. (net of fees) Moderate 5 Yrs South African--Multi Asset--Medium Equity
Inflation plus 3% to 4% p.a. (net of fees) Moderate 5 Yrs South African--Multi Asset--Medium Equity
Inflation plus 3% to 4% p.a. (net of fees) Moderate 5 Yrs South African--Multi Asset--Medium Equity
Inflation plus 4% to 5% p.a. (net of fees) Moderate 5 Yrs South African--Multi Asset--High Equity
Inflation plus 4% to 5% p.a. (net of fees) Moderate 5 Yrs South African--Multi Asset--High Equity
Inflation plus 4% to 5% p.a. (net of fees) Moderate 5 Yrs South African--Multi Asset--High Equity
Inflation plus 5% to 7% p.a. (net of fees) Moderate to High 5 Yrs South African--Multi Asset--High Equity
ADD SELECTED FUND
The Retirement Annuity is a unit trust investment geared towards retirement savings.
 
  • Liquidity and Flexibility: Can invest any amount but cannot withdraw the funds before the age of 55. After age 55, up to 1/3rd can be taken in cash the remainder must be used to purchase an income.
  • Taxation: Tax-free within the Retirement Annuity and contributions, up to a limit are tax deductible which means it reduces your tax payable. Tax is applicable upon retirement.
  • Impact of Death: No estate duty or executor's fees will apply on death. Upon death the trustees of the fund will distribute the funds to your dependants.
  • All the funds available for a Retirement Annuity are compliant with Regulation 28 legislation
Debit order start dates
 
  • The soonest we can debit your account is 5 working days and the longest is 3 months should you wish to only start saving in a short while.
The maximum daily debit order allowed is R1,000,000.
Fund minimum payments
 
  • Each fund has an investment minimum of R500. To add another Fund please increase your regular payments by R500 increments.
Lump Sum minimum payments
 
  • The minimum 'once-off' investment amount is R10,000.
Recurring debit orders
 
  • Recurring payments may be increased, decreased, stopped and restarted at any time, without penalties being applied.