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SETUP

Flexible Plan

Invest as much and as often as you're able to.

Are you investing on behalf of a minor?

Are you the parent or legal guardian of the minor?


Do you already own a FLEXIBLE PLAN?

HERE YOU HAVE A CHOICE

You have the option to either buy a new Flexible Plan, or invest more in your existing Flexible Plan. You may prefer to have multiple plans, or you may prefer to consolidate your savings.


What would you like to do?





Choose how you'd like to invest in your Flexible Plan
You can make regular payments, a lump sum payment, or a combination of both

 

The maximum amount you can invest in a tax year in your Tax Free Plan is R

Would you like to invest the difference of R into a Flexible Plan?

The maximum amount you can invest in a tax year in your Tax Free Plan is R

Would you like to invest the difference of R and R lump sum in a Flexible Plan?

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Please choose a fund
500

The maximum amount you can invest in a tax year in your Tax Free Plan is R

With the contributions already made, the maximum amount you can invest in your Tax Free Plan is R.

Would you like to invest the difference of R into a Flexible Plan?

Please choose a fund
1000

ADVANCED FUND PICKER

Certain information in the fund fact sheets is not applicable when these funds are accessed using the Tax Free Plan. This includes minimum investment limits, initial administration charges, initial adviser fees and exit fees.

LOW RISK GROWTH

UNDERLYING FUND EXPECTED PERFORMANCE PAST PERFORMANCE
1yr 3yr 5yr
RISK
1=Lowest 5=Highest
RECOMMENDED TERM ASSET MANAGEMENT FEE p.a. % FACT SHEET
Enhanced Income
8.51
7.11
6.47
1 1 - 2 Yrs 0.46
Cash
7.73
6.69
6.01
1 0 - 1 Yr 0.29
Enhanced Income
7.63
7.30
8.44
2 1 - 2 Yrs 0.91
CPI + 2% - 3%
5.56
6.97
8.86
2 2 - 3 Yrs 1.08
CPI + 2% - 3%
5.19
6.08
6.89
2 2 - 3 Yrs 0.97 ***
Enhanced Income
8.64
7.14
6.78
2 1 - 2 Yrs 0.68 ***
Cash
7.86
6.70
5.99
1 0 - 1 Yr 0.29 ***

MEDIUM RISK GROWTH

UNDERLYING FUND EXPECTED PERFORMANCE** PAST PERFORMANCE*
1 yr%3 yr%5 yr%
RISK
1=lowest
5=highest
RECOMMENDED
TERM
ASSET MANAGEMENT
FEE p.a. %
FACT SHEET
CPI + 3% - 4%
1.78
6.69
9.30
3 3 - 5 Yrs 1.14
CPI + 4% - 5%
3.95
6.92
10.78
3 5 - 7 Yrs 1.08
CPI + 4% - 5%
3.10
6.26
9.00
3 5 - 7 Yrs 1.14
CPI + 4% - 5%
2.85
14.52
14.94
4 5 - 7 Yrs 0.97
CPI + 4% - 5%
2.51
5.28
9.41
3 5 - 7 Yrs 1.14 ***
CPI + 3% - 4%
3.43
5.79
8.89
2 3 - 5 Yrs 1.14 ***
CPI + 4% - 5%
4.07
N/A
N/A
3 5 - 7 Yrs 0.40
CPI + 3% - 4%
4.16
N/A
N/A
3 3 - 5 Yrs 1.08

HIGH RISK GROWTH

UNDERLYING FUND EXPECTED PERFORMANCE** PAST PERFORMANCE*
1 yr%3 yr%5 yr%
RISK
1=lowest
5=highest
RECOMMENDED
TERM
ASSET MANAGEMENT
FEE p.a %
FACT SHEET
Maximum Returns Available
0.46
6.43
11.31
4 10 Yrs 1.25
CPI + 5% - 7%
3.20
8.05
12.07
4 7 - 10 Yrs 1.08
Maximum Returns Available
0.57
14.75
25.17
4 10 Yrs 1.54
Maximum Returns Available
-1.04
10.51
N/A
4 10 Yrs 0.51
Maximum Returns Available
4.63
1.13
6.75
4 10 Yrs 0.97
Maximum Returns Available
-0.12
7.86
N/A
4 10 Yrs 1.08
Maximum Returns Available
10.60
3.09
9.19
4 10 Yrs 0.57
Maximum Returns Available
-0.29
3.57
10.77
4 10 Yrs 0.40
CPI + 5% - 7%
2.06
N/A
N/A
3 7 - 10 Yrs 1.14 ***
Maximum Returns Available
-0.49
N/A
N/A
3 10 Yrs 1.14 ***
Maximum Returns Available
-3.07
4.33
10.55
4 10 Yrs 0.91 ***
Maximum Returns Available
0.15
3.70
9.40
4 10 Yrs 0.91 ***
ADD SELECTED FUND

CHARGES:

  • No advice fees are applicable when you invest online.
Detailed charges breakdown 
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The Flexible Plan is an investment into unit trust funds
 
  • You can invest for as long as you want.
  • You can invest as much as you want (provided that no debit order payment from your bank account is more than R1 000 000 at a time).
  • You can increase, decrease, stop or restart your payments at any time.
What is the role of the parent/legal guardian in the investment?
 
  • As the parent/legal guardian, you do not own the Plan, the minor does. It will therefore not reflect as part of your portfolio.
  • You will be able to make changes to the Plan until the minor reaches the age of 18.